Personal Banking

Banking built for real life.

Flexible accounts, great rates, multi-currency wallets, and virtual cards — everything in one place.

Open an Account Explore Products

✓No monthly fees✓10 currencies✓Instant cards

Our Products

Everything you need.

Current Account

Your everyday transaction account. No monthly fees. No minimum balance.

✓No monthly fees
✓Unlimited transactions
✓Multi-currency support

View account details →

Savings Account

Earn 4.75% p.a. on your savings with no lock-in period.

✓4.75% p.a. variable
✓No lock-in period
✓No minimum balance

View savings rates →

Term Deposit

Lock in a fixed rate for 3, 6, or 12 months and earn up to 5.10% p.a.

✓Up to 5.10% p.a. indicative
✓3, 6, or 12-month terms
✓Terms and eligibility apply

View term deposits →

VISA Virtual Card

Instant virtual VISA for secure online payments. Freeze anytime.

✓Instant issuance
✓Freeze anytime
✓Zero issuance fee

Get a virtual card →

Mastercard Virtual

A virtual Mastercard request with masked card metadata and controlled issuance status.

✓Availability depends on approval
✓Sensitive values remain masked
✓Separate card per account

Get a virtual card →

Multi-Currency Wallet

Hold and transact in supported currencies with indicative reference rates shown separately from settlement.

✓Supported currencies
✓Indicative reference rates
✓FX settlement subject to route

Explore currencies →

Current interest rates.

Reviewed monthly. Always competitive.

Account Type	Interest Rate	Frequency	Min Balance	Notes
High-Interest Savings	4.75% p.a.	Monthly	None	Variable rate, no lock-in
Term Deposit 3 months	4.50% p.a.	At maturity	$1,000	Fixed term
Term Deposit 6 months	4.80% p.a.	At maturity	$1,000	Fixed term
Term Deposit 12 months	5.10% p.a.	At maturity	$1,000	Fixed term, highest rate
Current Account	0.00%	—	None	Transaction account

Rates effective March 2026. Subject to change.

Open an account in minutes.

Create your account

Fill in your personal details and verify your identity. Takes about 5 minutes.

Fund your account

Transfer funds from any bank. Supports SWIFT, SEPA, and local bank transfers.

Start banking

Access your account securely. Request cards, set up transfers, and review account activity.

Frequently asked questions.

Liberty Trust Finance Bank

Account Type

Interest Rate

Frequency

Min Balance

Notes

High-Interest Savings

4.75% p.a.

Monthly

None

Variable rate, no lock-in

Term Deposit 3 months

4.50% p.a.

At maturity

$1,000

Fixed term

Term Deposit 6 months

4.80% p.a.

At maturity

$1,000

Fixed term

Term Deposit 12 months

5.10% p.a.

At maturity

$1,000

Fixed term, highest rate

Current Account

0.00%

—

None

Transaction account